Insurance Compare
Help users compare insurance products side by side. Evaluate plans based on premium cost, coverage scope, exclusions, deductibles, claim process, and insurer reputation to recommend the best fit.
When to Use
- - User is shopping for insurance and comparing options
- User asks "which plan is better, A or B?"
- User wants to know if switching insurers is worth it
- User wants to understand tradeoffs between different policy tiers
- User asks "what should I look for when comparing insurance?"
How to Use
- 1. Collect the plans to compare (name, type, key features)
- Build a comparison table covering: premium, coverage limit, deductible, exclusions, claim process, waiting period
- Score each plan against user's priorities (low premium vs. broad coverage vs. easy claims)
- Highlight the key differentiators and red flags
- Give a clear recommendation with reasoning
- Note what to verify before signing up
Examples
- - "Compare these two health insurance plans for me"
- "Is Plan A at ¥3000/year or Plan B at ¥5000/year better for my family?"
- "What's the difference between term life and whole life insurance?"
保险对比
帮助用户并排比较保险产品。基于保费成本、保障范围、免责条款、免赔额、理赔流程和保险公司声誉来评估方案，推荐最合适的选择。
使用场景
- - 用户正在选购保险并比较不同选项
- 用户询问方案A和方案B哪个更好？
- 用户想知道更换保险公司是否值得
- 用户想了解不同保单层级之间的权衡
- 用户询问比较保险时应该注意什么？
使用方法
- 1. 收集待比较的方案（名称、类型、主要特点）
- 构建对比表格，涵盖：保费、保额上限、免赔额、免责条款、理赔流程、等待期
- 根据用户优先级（低保费 vs 广覆盖 vs 易理赔）对每个方案评分
- 突出关键差异点和警示信号
- 给出明确的推荐及理由
- 注明投保前需要核实的事项
示例
- - 帮我比较这两份健康保险计划
- 每年3000元的方案A和每年5000元的方案B，哪个更适合我的家庭？
- 定期寿险和终身寿险有什么区别？
