US Stock Analysis Lite

"Know what you own, and know why you own it." — Peter Lynch

🚀 Want DCF models, peer comps, scenario analysis, and buy/hold/sell ratings?
Full version + PDF reports → agentofalpha.com

What This Skill Does

Fast, data-driven fundamental snapshot of any US-listed stock. No hype — just the numbers that matter. Perfect for a first-pass read before deciding whether to go deeper.

Included in Lite:

• - ✅ Revenue & earnings trend (3-year)
• ✅ Key margin snapshot (gross, operating, net)
• ✅ Valuation check (P/E, EV/EBITDA vs. rough sector context)
• ✅ Balance sheet health flag
• ✅ Brief competitive position

Upgrade to Full for:

• - ❌ DCF intrinsic value model
• ❌ Peer comparison tables (5+ competitors)
• ❌ Scenario analysis (bull / base / bear cases)
• ❌ Technical analysis overlay
• ❌ Full Buy / Hold / Sell recommendation with price target
• ❌ PDF report export

Data Gathering

Run these searches before analysis:

CODEBLOCK0

Source priority: Yahoo Finance / Google Finance for quick metrics → SEC filings for accuracy on anything that matters.

Analysis Workflow

Step 1: Business Snapshot

Answer in 2-3 sentences:

• - How does the company make money? (Revenue model)
• Who are its main customers / market?
• What's its rough competitive position? (Leader / challenger / niche player)

Competitive position signal:

• - Leader: >20% market share, pricing power, brand or network moat
• Challenger: Growing share, lower margins, competing on price or innovation
• Niche: Small TAM, specialized, defensible but limited scale

Step 2: Financial Trend (3-Year Snapshot)

Pull the last 3 years of data and assess direction:

What good looks like:

• - Revenue growing consistently (even slow and steady beats erratic)
• Gross margin stable or expanding (pricing power signal)
• Operating leverage: margins expanding faster than revenue growth

Red flags to note:

• - 🚩 Revenue growing but margins shrinking (price competition or cost spiral)
• 🚩 Net income diverging from operating income (financial engineering)
• 🚩 EPS growth driven by buybacks, not earnings growth

Step 3: Valuation Check

Key multiples:

Rough valuation read:

• - P/E < sector median AND growth is solid → potentially undervalued
• P/E > 2× sector median → priced for perfection; verify growth justifies it
• No earnings / negative EPS → use P/S or EV/Revenue instead

Growth-adjusted check (PEG ratio):
PEG = Forward P/E ÷ Earnings growth rate

• - PEG < 1.0 → Potentially cheap relative to growth
• PEG 1.0-2.0 → Fairly valued
• PEG > 2.0 → Expensive relative to growth

Step 4: Balance Sheet Flag

Quick health check — doesn't require a full model:

• - Net Debt / EBITDA: Under 2× = healthy. Over 4× = levered, watch carefully.
• Cash position: How many quarters of operating expenses does the cash cover?
• Interest coverage (EBIT / Interest): Under 3× = stress territory.

Signal: 🟢 Healthy | 🟡 Watch | 🔴 Concern

Output Format

CODEBLOCK1

Example Queries

• - INLINECODE0
• INLINECODE1
• INLINECODE2
• INLINECODE3
• INLINECODE4

Where the Lite Version Ends

This skill gives you a solid foundation — you'll know whether the business is growing, whether margins are healthy, and whether the stock looks cheap or expensive at a surface level.

What you won't get here:

• - A rigorous DCF model with intrinsic value estimate
• Side-by-side peer comparison (e.g., GOOGL vs META vs SNAP)
• Bull / base / bear scenario modeling
• Technical analysis overlaid on the fundamentals
• A formal Buy / Hold / Sell rating with a 12-month price target
• PDF report you can save and share

🚀 Get the full institutional-grade version + PDF reports at agentofalpha.com